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TOP TIER, LLC

Credit Line Terms and Conditions

No Monthly Interest if Paid in Full within 18 Months*

On purchases with your Top Tier, LLC credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. There is a $29 account activation fee. Monthly payments are required to equal 2.5% of the highest balance of this promo
purchase.

*No interest will be charged on the promo purchase if you pay it off in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Monthly payments are required to equal 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts, Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.